Let’s cold-define what Terms and Conditions are: a set of rules for using this advisory platform and its services. First, we clarify what you can expect when you interact with our team or access our resources. Next, we outline your responsibilities and legal rights. Finally, this agreement sets the boundaries—no surprises, just transparency at every stage.
August 23, 2026
By accessing or using this platform, you acknowledge and accept these Terms and Conditions in full. Continued use of our advisory services, digital resources, or client communications means you agree to follow all guidelines and legal requirements described here. If you do not agree, please discontinue use immediately. Your acceptance forms a binding contract with us for all interactions on this site.
Let’s start by defining our key terms. Every clause below refers to specific ideas, so clarity is critical. First, we set out what we mean by 'platform,' 'user,' 'content,' and 'advisory services.' Next, each definition grounds your rights and responsibilities in this agreement. Finally, we use these terms consistently throughout the document to avoid any ambiguity.
“Platform” refers to all digital and physical services, resources, or content provided by our advisory firm, including the website, email correspondence, and any documents or tools shared with users or clients.
“User” means any individual, company, or entity accessing, browsing, or using the platform, regardless of whether they enter into a client agreement or formal engagement with us.
“Content” covers all text, images, data, documents, and digital resources presented on the platform or shared during the advisory process. This includes, but is not limited to, case studies, analysis, recommendations, and downloadable materials.
“Advisory services” means the suite of consultative activities, scenario reviews, asset analysis, capital allocation support, and related guidance provided by our team to users and clients.
The platform is designed for lawful, responsible use only. Users may access resources, request advisory services, and participate in consultations as described. Misuse, abuse, or exploitation of any service or content is not permitted and may be reported to the appropriate authorities.
To use this platform, you must be at least 18 years old and possess the legal capacity to enter into contracts under Malaysian law. Users may be asked to verify their identity or eligibility before certain services are provided. If you do not meet these criteria, you are not permitted to use our services or resources.
Users under 18 or without legal capacity may not access the platform or enter into service agreements.
As a user, you play a vital role in maintaining the integrity and security of this platform. Your responsibilities ensure a fair and transparent environment for all. First, protect your account and confidential data. Next, follow all usage rules and laws. Finally, misuse or breaches may result in suspension or legal action.
To keep this platform safe and effective for everyone, certain activities are strictly off-limits. First, we spell out what’s not allowed, so there are no misunderstandings. Next, we make it clear that violations may lead to suspension, termination, or legal action. Finally, these rules are enforced for the benefit of all users and the advisory team.
All platform content, including text, images, reports, and analysis, is the exclusive property of our firm or its licensors. Users may not copy, distribute, modify, or create derivative works without written consent. Any permitted use must retain all proprietary notices and attributions.
Any content you submit to the platform—feedback, comments, or documents—remains your property, but you grant us a license to use, display, and reproduce such content for service delivery and quality improvement purposes. Content must comply with all guidelines, laws, and must not infringe any third-party rights.
Rights to submitted content
By submitting content, you grant us the right to use it for advisory purposes, always in line with our Privacy Policy.
Your use of this platform is subject to our Privacy Policy, which outlines how we collect, use, store, and protect your data. By using our services, you consent to the data practices described therein. See our Privacy Policy page for full details.
Read Privacy PolicyThe information, analysis, and recommendations provided on this platform are for informational purposes only and do not constitute tailored investment, legal, or financial advice. Users must make independent decisions and seek professional consultation for specific projects. See our full Disclaimer for details.
Important notice
All content is informational. We never promise results, and any decisions made are your responsibility.
Our firm is not liable for any loss, damage, or consequence arising from use of the platform, advisory content, or third-party links. This limitation applies to direct, indirect, incidental, or consequential damages. Users assume all risk for decisions made based on our resources or recommendations.
You agree to indemnify and hold harmless our firm, team members, and affiliates against any claims, losses, damages, or expenses arising from your use of this platform or breach of these Terms. This includes liabilities stemming from misuse of resources or third-party claims.
If a dispute arises, users agree to attempt informal resolution before pursuing arbitration or court action. Our aim is to address issues constructively and efficiently through open dialogue and, if needed, binding arbitration as detailed below.
Any disagreement or claim arising out of these Terms or your use of the platform will first be addressed through good-faith negotiation. If unresolved, the dispute may be referred to binding arbitration in Malaysia, under rules mutually agreed by both parties. This process does not restrict your right to seek alternative remedies if required by local law.
Binding arbitration applies unless otherwise required by your local regulations. We encourage users to seek clarification before pursuing formal action.
As required by applicable law, users in the European Economic Area may seek alternative dispute resolution through the designated Online Dispute Resolution platform. This service offers a neutral venue for resolving disputes that cannot be settled directly or through arbitration.
View ODR detailsIf any provision of these Terms is found invalid, unlawful, or unenforceable, the remainder will remain effective and enforceable to the fullest extent permitted by law. The invalid provision will be interpreted in a way that most closely matches the intent of the original.
These Terms and Conditions, along with our Privacy Policy, Cookie Policy, and Disclaimer, represent the entire agreement between you and our advisory firm regarding platform use. No other verbal or written statements are binding unless formally incorporated herein. If any provision is found invalid, the rest remain effective.
These Terms and Conditions are governed by the laws of Malaysia. Any dispute, claim, or interpretation will be resolved under Malaysian jurisdiction. Users from other countries must comply with their own local laws when accessing or using our services or resources. You agree to submit to the exclusive jurisdiction of Malaysian courts for all disputes.
We may suspend or terminate your access to the platform at any time for breach of these Terms, unlawful conduct, or security risks. Termination includes revocation of all rights to use our services and deletion of user accounts or data, subject to legal requirements.
We reserve the right to update or revise these Terms at any time, with changes taking effect upon posting. Continued use of the platform means you accept the latest version. Users should review this page regularly for updates and clarifications.
For questions or clarifications about these Terms, please contact us using the information provided below. Our team responds promptly and will assist in resolving any concerns regarding your rights or responsibilities.
Email: content@carivonexa.sbs
Phone: +60 6-783 6613
Address: Unit 510, Jalan Mahsuri, 11950 Bayan Lepas, Penang Malaysia
Effective date: August 23, 2026
Document version: 1.0